Legal Advice and Law Counsel

Legal Advice FAQ

by admin - September 13th, 2013

Legal Advice FAQ

People ask so many questions about legal matters online that we decided to publish a legal advice FAQ. Below are some of the most frequently asked questions about legal advice:

1. Do I need a lawyer for my case?

If you have no idea whether you need a lawyer or not, just find a lawyer who offers a free consultation and show him your case. He’ll review it and let you know if it’s an easy case or if you need a lawyer to handle it for you.

2. How much is my personal case worth?

It’s one of the most common questions that very difficult to answer. If you want to get estimates, ask your lawyer to research past cases that are similar to yours. It’s one of the best ways to estimate how much your case is worth (but keep in mind that damages awarded can be still very different from the past case).

3. What should I check before I sign an insurance policy?

First and foremost, you should make sure that it addresses all risks your company faces. If it won’t protect you in some cases (e.g. in slip-and-fall cases), it’s pretty much worthless because your insurer won’t cover your legal costs in such cases and you’ll have to cover them out of your own pocket. Secondly, make sure that the policy limit is high enough to protect you in case of costly cases. Last but not least, reputation of the insurance company is very important. If they are known for fast support and honest policies, you have nothing to worry about. If there are many negative reviews online, find a different insurer.

If you have any legal questions, you can use Google to find answers. You can also ask at your local bar association or visit your local law school (students may be able to help for free).

More Great Legal Tips

by admin - September 10th, 2013

Hi and welcome back to our blog! Today we will share with you some additional great legal tips that will help you find the best lawyer for your case, whether you’re the defendant, the plaintiff or if you’re simply seeking legal advice.

1. When looking for a lawyer, consider several lawyers

Shopping around is one of the best ways to find a good lawyer. Most experienced lawyers offer free consultation that will help you make the right choice. Before you meet with your potential lawyer, make a list of questions you want to ask him. Don’t be afraid to ask questions about his fees, whether he’s going to handle your case on his own or use a less experienced lawyer to help him, etc. Thanks to talking with several lawyers you’ll have a better idea of a person you want to work with. Your lawyer should be honest, trustworthy and should keep you up to date with your case.

2. Check out your lawyer’s record

While you should always ask your lawyer about his experience and past cases, you should still check his records on your own. Use Google to research about him (there are some independent websites with reviews of lawyers), ask at local bar associations and verify his credentials. The more research you do, the easier it will be to choose a lawyer for your case.

3. Make sure that you understand all fees

Never sign anything until you review it and understand everything. This applies both to contracts with personal injury lawyers as well as lawyers who will charge you per hour or a fixed rate. If you agree for monthly bills, check them and track all expenses. If you have any doubts, you have the right to question your lawyer about them (e.g. if the bill doesn’t tell you what does “10 hours of research” mean).

Top Legal Tips

by admin - September 7th, 2013

In today’s post and our next post we will share with you some of the most important legal tips that will help you in case you have legal problems.

1. Do you need a lawyer?

The first question that you should ask yourself is whether you really need a lawyer. You obviously need a lawyer if you’re charged with a crime, need a divorce or if you’ve been served with a lawsuit. You also need a lawyer in case you want to file a personal injury suit (and you’re 100% sure that it’s a personal injury claim, i.e. someone else is guilty for your injuries).

If you only need to talk to an expert for basic advice, consider finding a lawyer that offers a free consultation. Sometimes a free consultation is all that you need to solve your case on your own. However, keep in mind that lawyers aren’t only for people who are in trouble – they are also for people who want to avoid trouble in the future.

2. In immediate cases get professional help as soon as possible

If you need a lawyer, get one as soon as possible. This applies both to people who need to file a lawsuit (e.g. you’ve been injured and you want to seek compensation) and people who are defendants in a legal suit.

3. Find a lawyer that best suits your needs

When looking for a lawyer, make sure that he suits your needs. You should find a lawyer who’s experienced with cases such as yours. You should be able to reach him easily at all times. It’s good if he or she is a likable person – in the case of long and complicated cases, you’ll have to spend a lot of time with your lawyer.

Please check our blog in three days for part 2 of this blog post with even more great legal tips!

Personal Injuries and Damages

by admin - September 4th, 2013

Damages is money you’re awarded for your injury in a personal injury case. There are two main types of damages: compensatory damages and punitive damages.

Compensatory damages are categorized in special damages and general damages. Special damages include loss of earnings (your wage), property damage and medical expenses (including both past medical bills and future medical bills that you’ll have to pay to recover from your injury). General damages include non-economic damages such as pain and suffering (which is very important in case of very painful injuries) and emotional distress (which also includes psychological damages).

Punitive damages are awarded only in special cases as a punishment for egregiously insidious negligence.

Compensatory damages are hard to estimate – all cases are different, and even if they’re very similar, one person can receive much more money than the other person. There are many factors that influence how much your case is worth. They include things such as:

  • age – the younger you are, the higher the damages. This factor is especially important in case of permanent injuries.
  • gender – females get higher damages when the injury they suffered caused scarring, especially on visible areas such as face, arms and legs.
  • severity of the injury – obviously you’re going to get much more money if your injury was more severe. Some injuries in general are worth much more (e.g. brain damage and extreme pain).
  • psychological injuries – if the victim has a very hard time recovering from the injury, he or she is likely to get higher damages.

In addition to damages, in most countries the victim will also receive compensation for all legal costs that he had to cover during the case. That’s why you should keep track of all your legal expenses when pursuing a personal injury claim.

In the video below you’ll learn more about special damages:

How to Find a Reputable Lawyer For Your Personal Injury Case?

by admin - September 1st, 2013

A reputable lawyer is your number one “tool” to win the case. If you’re pursuing a personal injury claim, an experienced personal injury lawyer will help you avoid making the most common mistakes of the victims of personal injuries. Some of the most common mistakes include:

  • settling with the insurance company on your own (it’s a sure-fire way to get much less money as compensation)
  • not documenting everything
  • agreeing to a recorded statement (it’s very easy to use it against you later)

These three things are only a fraction of mistakes that you can do if you decide to handle your case on your own. That’s why it’s so important to find a reputable lawyer for your personal injury case. How to find one? Well, the simplest way is the best way – ask your friends and family if they know any experienced personal injury lawyers. Schedule appointments, take the advantage of free consultations (you shouldn’t even consider working with personal injury lawyers who don’t offer free consultations) and only then make a decision regarding which lawyer will be the best fit for you and your case.

Another way to find an experienced lawyer for your case is to ask at your local bar association. They will be able to give you contact information to some of the best lawyers who specialize in the field of personal injury law that’s best for your case. Please keep in mind that you should always look for a lawyer who’s specialized in a specific field of personal injury law, e.g. he only accepts cases of car accident victims or medical malpractice cases. You can also consider working with a law firm with several lawyers, each one experienced in a different field of personal injury law (it’s a good idea for complicated personal injury claims).

Personal Injury Claims 101

by admin - August 29th, 2013

Personal injury claims are some of the most common lawsuits in the United States. Each year, thousands of people are injured because of someone else’s negligence (e.g. medical malpractice) or intentional action (assaults). If you suffered an injury because of someone else you can sue him for damages. If your case is successful, the defendant will be ordered to cover your medical bills (both past bills and future bills), provide replacement for lost earnings, etc. He will also pay you for your pain and suffering as well as any other negative outcomes your injury caused (e.g. scarring).

Personal injury claims are very prevalent because most personal injury lawyers don’t charge their clients anything unless the case is successful. Since you don’t need money to pay your lawyer to help you with your case, it’s very cheap to sue someone. There are many critics of personal injury law and lawyers, but so far nothing has changed – personal injury suits are still an everyday occurrence and you should do everything you can to protect yourself against such claims (the most important thing to do is to insure yourself).

If you want to file a lawsuit, keep in mind that you need to have proper documentation. If you don’t have medical documentation, bills, if you didn’t notify the police and other authorities, etc. you’ll have a very hard time pursuing your claim. Accidents happen on a daily basis and if another person was guilty of your injury you should be compensated for it. However, insurance companies will do everything they can to settle the case as soon as possible at the lowest cost possible. Find a personal injury lawyer first, and only then start talking with the insurance companies. They’re very experienced in dealing with the victims of personal injuries with no knowledge of the law.

Legal Advice For Companies (2/2)

by admin - August 26th, 2013

Legal Advice For Companies (2/2)

Welcome back! Today we will share with you some additional tips that will help you protect your company against lawsuits and reduce risks your company faces.

In our last blog post we shared with you two ways to protect your company against lawsuits. The first one was to get help from your lawyer and insurance agent – ask them for advice that will help you create contracts and get insurance tailored for your company. The second way to protect your company against lawsuits is to introduce risk management practices.

Risk management is a very complex topic and you probably need help of a professional manager to help you introduce the most complex risk management practices in your company. However, you can introduce some of the most basic practices right away.

First and foremost, you should tell your employees to be very cautious when cleaning. Believe it or not, slip-and-fall cases are some of the most common personal injury cases. Such cases are usually complicated (it’s difficult to establish who was guilty) and take long time to settle. Secondly, you should use other safety precautions, e.g. place visible signs, take care of maintenance and regularly inspect your property. If someone breaks his leg because the staircase to your building was missing a step, you’re going to pay a lot of money in damages. That’s why it’s so important to have a janitor who will take care of your property.

If you need any legal advice, it’s best to ask for referrals your business associates first. In this business, lawyers who come highly recommended from your associates are usually well worth money they charge for their services, even if they’re very expensive. If you have any legal problems, never ever choose a lawyer because he charges less. His experience and ability to solve the case should be your main priority.

Legal Advice For Companies (1/2)

by admin - August 23rd, 2013

If you own a company, there are numerous risks you face on a daily basis. A client can sue you for negligence or omission. A trespasser may sue you for personal injuries he suffered at your property. You may lose all your supplies because of a fire. If you want to protect yourself against all these risks, you should get help from a professional lawyer and insurance agent.

There are two ways to reduce your risk of being sued: work with professionals such as lawyers and insurance agents to reduce your exposure and introduce other risk management practices used in your industry.

As for advice from lawyers and insurance agents, some of the most basic rules to follow are:

1. Always have a contract

You should always have a contract with your client, even if it’s a very small task. Contracts protect you in case your client decides to sue you or if he decides not to pay you for your services. If you don’t have a contract, it will be much harder to pursue a claim.

A good lawyer will help you create a contract and other documents needed to protect your company (e.g. terms of service and privacy policy). Don’t save money on such services – a few simple documents can save you from very expensive and time-consuming lawsuits.

2. Get tailored insurance policy

Your insurance agent will know how to help you. Depending on your industry, you need a different type of insurance coverage. A plumber needs a different coverage than a software developer or a physician. Talk with your insurance broker about all the risk factors and ask him to create an insurance policy tailored for your needs.

We will talk more about this topic in part 2 of this blog post. Visit our site in three days to learn more about legal advice for companies!

Why Do You Need Insurance?

by admin - August 20th, 2013

Insurance is one of the most basic legal ways to protect yourself and your company against many risks. Just imagine that your pet attacked someone. If the victim sues you for damages (it will be a personal injury claim) you may be ordered to pay thousands of dollars. If you don’t have insurance, you can become bankrupt and go to jail. The same applies to companies – if you make a mistake and your customer loses money because of you, you’ll have to pay him compensatory damages for lost income. If you’re dealing with large companies, the amount of damages can easily reach six figures.

As you can see, insurance is extremely important for both individuals and companies. As for individuals, you should also get health insurance and life insurance that will protect you in case you suffer an injury and have to cover medical bills. Life insurance is very important for people who are the sole caretakers of the family.

Insurance is also extremely important for companies. We will write more about this topic in future posts so today we will only share with you some basic facts. If you have a company, there are two main risks: your customer sues you for negligence or someone sues you for a personal injury claim. In the case of negligence, professional indemnity insurance will cover all your legal costs. In the case of personal injury claims, you’ll need both professional indemnity insurance and public liability insurance (and in some cases also product liability).

Business insurance can also help you grow your business because many large companies don’t sign contracts with sub-contractors who doesn’t have professional indemnity insurance.

Buying an umbrella insurance policy is one of the best ways to protect yourself. Go and look for proper insurance policies for you and your company now!

Where to Get Legal Advice?

by admin - August 17th, 2013

Welcome to our blog! It’s our first blog post. Before we start sharing with you information about where to get legal advice, we want to write a little bit about our blog. We created it to share with you useful information about legal advice. We will publish posts with information about the most common legal problems, including personal injury claims, business insurance, etc.

We want to start with some general tips on where to get legal advice. If you need a lawyer who will handle your personal injury claim, you should ask for referrals. Your friends and family are the best source of such information – it’s generally much safer to get a lawyer by referrals than by looking for him or her online. A lawyer recommended to you by your friends and family will be definitely the best choice because someone who you trust has already “tested” this lawyer.

If nobody who you trust knows any personal injury lawyer you’ll have to use Google to search for lawyers in your area. Just make sure that your potential lawyer offer free consultation so that you can find out if he’s a good fit for you. You should learn as much as you can about the lawyer you want to work with. Ask him about his experience, research his history online, read reviews, etc.

If you don’t have money for legal aid, consider visiting a local law school. Many law schools have departments that offer free legal advice. You can also call your local bar association and they should also be able to help you. Last but not least, if you have very limited income and need legal advice, call Legal Aid Society. They will be able to help you for free.

Watch the video below to learn how to get free legal advice: